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Terms of Use

Welcome to alpinalegacy.com. Before using this website or application (“Site”), please carefully review these Terms and Conditions of Use (“Terms”). By accessing or using this Site, including any services offered on it, you indicate your acceptance of these Terms.

Alpina Legacy International Limited owns and operates this Site on behalf of itself and its subsidiaries worldwide (collectively referred to as the “Alpina Legacy”). The Site is intended to provide information and online services (the “Service”) to users of the Alpina Legacy.

Alpina Legacy reserves the right to modify or amend these Terms from time to time. Therefore, please review these Terms whenever you access or use the Site. Your continued use of the Site, or any Service on it, after modifications to the Terms will constitute your acceptance of the modified Terms. If you do not wish to accept the Terms, you may not use the Site. Any additional or conflicting terms proposed by you are expressly rejected by Alpina Legacy and are not valid.

These Terms exclusively govern your use of this Site and are separate from any other agreements you have entered into with Alpina Legacy.

Access to Website and User Conduct

The Alpina Legacy website and its content are owned by Alpina Legacy. All rights are reserved. You may not copy, reproduce, transfer, upload, publish, or distribute any part of the website’s content without prior written permission from Alpina Legacy, except for printing extracts for personal use.

The trademark and logo on this website belong to Alpina Legacy and cannot be used on any other website without written consent. The name or trademark of Alpina Legacy cannot be used in internet addresses without prior written consent.

We may suspend or withdraw access to the website without notice and are not responsible if the website is unavailable. We reserve the right to deny access to users who breach these terms and conditions.

Disclaimer

The information provided on this website is believed to be accurate and is presented in good faith by Alpina Legacy. We strive to ensure that the information meets standards of reliability, truthfulness, and accuracy. However, we do not guarantee the updating or amending of any data, opinions, or special sections (such as dates of assemblies, board meetings, press releases, presentations, etc.) solely for the purpose of informing about Alpina Legacy’s activities.

Users of this website acknowledge that any information used for personal investment decision-making is done so at their own risk. Alpina Legacy shall not be held liable for any costs or damages, including direct, indirect, special, incidental, or consequential damages, arising from accessing or using this website or any of its features. This includes browsing or downloading any information, data, text, images, or other material accessible through this website or linked sites.

Users are responsible for evaluating the accuracy, completeness, reliability, and usefulness of the information provided. The content on this website is not to be interpreted or relied upon as professional advice. Users should consult their own professional advisers regarding their individual circumstances. Alpina Legacy does not guarantee the reliability, truthfulness, accuracy, or validity of any information not directly attributed to Alpina Legacy on this website.

Alpina Legacy reserves the right to modify the information, functionalities, and operational specifications of the website at our discretion and without prior notice. We are not responsible for any errors or inaccuracies in the website’s content that are beyond Alpina Legacy’s control.

Limitation of Liability and Indemnification

In using this website, you specifically agree that you will not hold Alpina Legacy liable to you or any party for any direct, indirect, special, punitive, or other consequential damages of any kind arising out of any use by you of this website (or any other linked website), whether those damages are financial in nature or result from lost, corrupted, incomplete, or interrupted data or transactions. The information contained within this website is by necessity of a general nature, and further information should be sought by contacting us with your specific requirements.

Not an Offer

No information contained on this website constitutes a solicitation, offer, advice, recommendation, or any other service to acquire or dispose of any investment or to engage in any other investment or transaction by Alpina Legacy. We have included certain information on this website as its publication is required or recommended by law, regulations, and/or a provision of self-regulatory codes.

Nothing on this website constitutes a promise or offer of employment. Alpina Legacy is committed to the principles of equal employment opportunity and workplace diversity, and all applications are considered in compliance with applicable law.

Data Protection and Privacy

The applicable Privacy Statements for this website are subject to these terms and conditions.

Links to Other Websites

The links from this website to other websites are provided for your information and convenience purposes only. Alpina Legacy assumes no responsibility or liability for material created or published by third parties to which this website links. Alpina Legacy does not review or monitor these links. If you decide to visit any linked websites, you do so at your own risk, and it is your own responsibility to take measures against viruses and other destructive elements. Some websites may be outside your country and subject to different rules and regulations.

Links do not imply that Alpina Legacy sponsors, refers, endorses, approves, advertises, offers, or solicits or is affiliated with any entity whose products or services are described thereon.

Providing links to other publicly accessible websites is legally permissible and is consistent with the common expectations of those who make use of the Internet.

No person or website may create a link to this website without the written consent of Alpina Legacy.

Website Submissions

Any materials, submissions, or transmissions sent to Alpina Legacy, including by email or via website pages, but excluding information provided for registration to online service areas of the website and personal data as defined under applicable legislation, including, but not limited to, the General Data Protection Regulation, shall be deemed not confidential and shall become the property of Alpina Legacy.

Accordingly, Alpina Legacy shall have no obligation of any kind with respect to such materials and shall be free to reproduce, use, disclose, display, transform, create derivative works and distribute the materials to others without limitation.

Furthermore, Alpina Legacy shall be free to use any ideas, concepts, know-how, or techniques contained in such materials for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products incorporating such materials.

You warrant that such materials are fit for publication, and you hereby agree to indemnify Alpina Legacy if any third party takes action against Alpina Legacy in relation to such materials.

Please refer to the privacy statements and notices, available on this website, for further details on how Alpina Legacy processes any personal data submitted to them.

Alpina Legacy cannot guarantee the security of information that is communicated using email or otherwise over the internet. It is advised that any confidential and/or sensitive information should not be transmitted in this manner.

General User Conduct

When accessing or making use of any part of this website, you may not:

Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, profane, or otherwise objectionable information of any kind that may give rise to civil liability or otherwise violate any national or international law;

Post or transmit any information or software which contains any form of virus;

Interfere with the functioning of this website or restrict or inhibit other users from using this website; or

Post, publish, transmit, reproduce, distribute, or exploit any information obtained through this website for commercial purposes without the prior written consent of Alpina Legacy.

Information Updates

All content included within this website, including these terms and conditions, is subject to being updated and changed at any time, without notice. The latest version will be made available on this website.

Website Property Rights

The intellectual property rights and all other rights relating to all content on this website belong to Alpina Legacy and its related company. Alpina Legacy retains all rights, title, interest, and intellectual property rights in the content of this website. Use of the content of this website is restricted to personal use by you.

Any storing, reprocessing, reutilizing, reproduction, distribution, dissemination, or transmission of all or part of the content of this website is prohibited except where expressly permitted by Alpina Legacy.

Company Details

Alpina Legacy International Limited is a duly registered designated activity company based in Hong Kong, while Alpina Legacy operates as a designated activity company within Switzerland.

Information obligation on Article 45 ISA

Alpina Legacy, Chamerstr 172, 6300 Zug is an insurance broker (registration number CHE-133.519.539) and has access via cooperation agreements to insurance products of major insurance companies operating in Switzerland and globally. The detailed list can be viewed here: https://www.alpinalegacy.com/

Depending on the customer’s needs, Alpina Legacy works with the companies on the different insurance products. In return, Alpina Legacy will be remunerated by insurers with brokerage fees at normal market rates.

Alpina Legacy works on behalf of its customers according to the services defined in the Cooperation Agreement. Alpina Legacy is liable within the framework of the Cooperation Agreement for negligence, errors, or incorrect information in connection with your brokerage activity.

When processing personal data, Alpina Legacy observes the provisions of the Data Protection Act. Details can be found in the Privacy Statement.

If you have any questions about these terms, please contact us.

Privacy Policy

Please carefully review this Privacy Policy, detailing how Alpina Legacy International Limited processes your personal data. This policy applies if you engage with Alpina Legacy International Limited services, indirectly benefit from them, or visit our website. By transferring personal data or visiting our website, you explicitly agree to the terms outlined in this Privacy Policy.

The document explains your legal rights concerning the handling of your personal information by Alpina Legacy International Limited. It operates alongside other notices, contractual clauses, and consent clauses relevant to the collection, use, and disclosure of your personal data by Alpina Legacy International Limited.

Alpina Legacy International Limited may update this Privacy Policy periodically to reflect legal changes or alterations in its business operations. The latest version is available on the Alpina Legacy International Limited website, with the last update noted as of March 2026. We encourage you to regularly review our Privacy Policy for the latest information on our privacy practices. If a change requires your consent under applicable laws, Alpina Legacy International Limited will notify you and await your consent.

1. Responsible Entity for Personal Information

Alpina Legacy International Limited, an international life insurance broker, designates responsible individuals based on geographical locations.

2. Acquisition of Personal Information

Alpina Legacy International Limited obtains basic personal information, provided by third parties with your consent, and then collects additional information directly from you. This includes data from sources such as medical examinations, credit agencies, public registers, your bank, and employer.

3. Collected Personal Information

The information collected includes demographic details, identifiers, financial information, and details about your health. Alpina Legacy International Limited may also collect data through its website. It may collect, use, and disclose personal data without consent if permitted or required by applicable laws.

4. Purpose of Collection

Alpina Legacy International Limited collects, processes, and discloses personal information for services, legal and regulatory compliance, service improvement, enabling insurers to provide quotations, and other related purposes. Alpina Legacy International Limited may use data for aggregated and anonymized statistics to analyze market trends.

5. Sharing with Third Parties

Alpina Legacy International Limited may share personal information with affiliated companies, third-party service providers, and entities as legally required. In case of mergers or acquisitions, personal data may be transferred to the acquiring entity.

6. International Data Transfer

Due to the global nature of Alpina Legacy International Limited, your personal information may be transferred across borders. Alpina Legacy International Limited takes appropriate measures to ensure compliance with legal requirements.

7. Data Security

Alpina Legacy International Limited employs various security measures to protect personal information. While no method is entirely secure, Alpina Legacy International Limited continually reviews and enhances its information security measures.

8. Retention of Personal Information

Alpina Legacy International Limited retains personal data as long as necessary for the purpose for which it was collected and as required by legal or business obligations.

9. Your Rights

You have the right to access, rectify, and erase your personal information. You can withdraw consent, restrict processing, object to processing, and request data portability. Alpina Legacy International Limited will respond promptly, verifying your identity in the process.

10. Contact Information

For questions, concerns, or to exercise your rights, contact your Lead Consultant initially. Alternatively, reach out to Alpina Legacy International Limited at [email protected], specifying the appropriate contact details based on your engagement location.

If you engaged Alpina Legacy International Limited in Switzerland:

  • Data Protection Officer, Alpina Legacy International Limited AG, Pilatustr 3, C/O Lagom, 63000 Zug, Switzerland
  • Email: [email protected]

If you engaged Alpina Legacy International Limited in Hong Kong:

  • Data Protection Officer, Alpina Legacy International Limited Limited, 17/F., Fung House, Nos. 19-20 Connaught Road Central, Hong Kong
  • Telephone: +852 9795 2340
  • Email: [email protected]

Disclaimer

The information contained on this website is provided for general informational purposes only and does not constitute legal, tax, regulatory, financial, or investment advice. Nothing on this website should be interpreted as a recommendation, solicitation, or offer to engage in any transaction, insurance arrangement, investment, or financial strategy.

Alpina Legacy International Limited  does not provide legal or tax advice. The content presented may not reflect the most current legal, regulatory, or tax developments and may not apply to the specific circumstances of any individual or entity. Users of this website should not rely on the information provided as a substitute for obtaining professional advice from qualified legal, tax, or financial advisors in their relevant jurisdiction.

Any reliance you place on the information contained on this website is strictly at your own risk. Alpina Legacy International Limited expressly disclaims any liability for actions taken or not taken based on the content of this website.

Nothing on this website creates a client, advisory, fiduciary, or professional relationship between Alpina Legacy International Limited and the reader. Professional services are only provided pursuant to a formal written engagement agreement.

Certain services or solutions referenced on this website may not be available in all jurisdictions and may be subject to applicable regulatory, legal, and licensing requirements. Users are responsible for ensuring compliance with the laws and regulations applicable to their jurisdiction.

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©2026 Alpina Legacy International Limited

Alpina Legacy International Limited specializes in designing and implementing legally robust, tax-efficient wealth structures, including Private Placement Life Insurance (PPLI) and bespoke Family Office frameworks, tailored for high-net-worth individuals globally to safeguard their capital and family heritage. Certain products and services of Alpina Legacy International Limited are not accessible to residents and/or nationals of certain countries; therefore, website users are asked to consult the Terms of Use applicable to this website and to contact their nearest Alpina representative for information on solutions available in their specific jurisdiction.

Alpina Legacy International Limited operates globally through registered entities, including FINMA (No. F01438999) and ORIAS (No. 932052905). In Hong Kong, insurance services are arranged by Alpina Legacy (HK) Limited, a licensed insurance broker company (HKIA License No. GB1100). Alpina Legacy does not provide investment, legal, or tax advice. ©️2026 Alpina Legacy International Limited.

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